How it Works

How it Works

Getting on the road to better credit takes just a few steps. Our goal is to make the process as easy as possible so that you can move forward with your purchase.

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Sign up easily, either on a computer or mobile device.

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Verify your identity by sending us pictures of your driver’s license, social security card, and utility bill.

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Fill out a waiver to allow us to speak to your landlord.

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We will contact your landlord to request verification of rental payments.

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Your verified rental payment information will be submitted directly to Transunion, Equifax and Experian.

Most of our customers see results on their credit reports within 14 days.

What You Get

Signing up is easy, and once everything is in motion, you’ll see:

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    An aged tradeline, showing up as VerCo, on your credit report showcasing 24 months of historical information. And it stays there long term!

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    A significant increase in TransUnion, Equifax and Experian credit scores.

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    The benefit of taking advantage of your biggest monthly expense, rent.

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Continue to Build Your Future Credit.

And if you choose, you can even continue to add future rent payments to your credit report. Who knows how high your score will soar!

You’ve already earned the credit by paying your rent on time, so get the FICO number you deserve!